Disha Microfin



About Us > Our Business


Disha Microfin operates in base of pyramid financial services sector, offering affordable financial services to under-banked but credit-worthy rural and semi urban households in the states of Gujarat, Rajasthan, Madhya Pradesh, Maharashtra, Tamilnadu, Andhra Pradesh, Karnataka and union territory of Pondicherry.

Started in 2009, Disha has, over the years, built a highly scalable, sustainable and profitable financial services business at the Base of Pyramid. The company is backed by a fully committed and professional promoter group and its business journey has been ably supported and nurtured by its equity partner, Truenorth, brought on board in October 2010 to fuel its phenomenal growth. Truenorth undertook the role of an involved business partner and has been a key contributor to the growth of Disha from then onwards. Truenorth manages its business interests in the Base of Pyramid Financial Services sector through India Finserve Advisors Pvt Ltd (IFAPL), a central management company (CMC), which adds management capital to the core business functions of Disha. In addition to its promoter group, Disha, through IFAPL, has access to one of the best management capital in microfinance industry in India in the functions of Finance & Treasury, Operations, Risk Management, Information Technology and People operations.

Thriving in a highly regulated industry, Disha has leveraged its high caliber management capital and focused business acumen to build a highly efficient, transparent and sustainable business entity that is maximizing value for all its key internal and external stakeholders.

Disha also pursues an active community welfare agenda through its client welfare activities, the main focus areas being economic, social and environmental well-being of the communities where it operates.

The company has received final license from the Reserve Bank of India in May-17, to form a Small Finance Bank. The Fincare group, of which Disha Microfin is a business entity, is now in the process of consolidating group businesses to form the proposed Fincare Small Finance Bank.